"I just wanted to say Thank You for all the work you have done. I never met somebody here in the states with this kind of work ethic. I owe you so much. Words can't describe how great you are. Thank You." Elke Greendorfer, Germany

"You went above and beyond! Dave and I can't thank you enough. Your attitude, accessibility and knowledge in your field is the best we have experienced in buying a home." Polly and Dave, Navarre, FL

"Many thanks for the professional support and for always going the extra mile. Enjoy!" Liz, Prudential Holley Properties, Navarre, FL

"Thank you so very much for what you did for us. You have such a gift for what you do." Trey and Jenni, Milton, FL

"Thank you for all of your effort. We really appreciate you. Well done!" Denise and Bill, Navarre, FL

"Maybe I refinanced a few months too early!!! Great rate and thank you for all your help!!" Paul, Navarre, FL

 "Abaca will make it happen! Thanks for all your support to Navarre Beach Realty, Inc." Paul Jenkins, Navarre Beach Realty, Inc. Navarre, FL

 "We really enjoyed working with you on our refinance. very professional and a job well done." Al, Navarre, FL

"Great working with you. We will definitely promote and do business with you again." Chris, Navarre, FL

"Everything went smoothly, no complaints. Cinnamon was efficient and answered all our questions truthfully." Richard and Katherine, Colorado Springs, CO

"I'd like to thank you for your very good job; attention and efficiency. As you know I would recommend Abaca Mortgage services for all my friends when they need one." Laercio, Coral Springs, FL

"Great Job!" Judy, Navarre, FL

"The closing went smoothly and Ms. Holderman was prompt and professional in dealing with our closing." Anonymous, North Bend, OH

"It was a pleasure doing business with you. Thanks for your courteous, prompt and diligent attention. I will recommend your services to other customers. Excellent. Keep up the good work!" Barbara, Miami, FL

"I very much appreciate the time and extra help you put forth in securing a mortgage." Jim, Tallahassee, FL

"Thanks for all your help." Edward, Madison, MS

"Cinnamon was a pleasure to work with. She was prompt and professional. I would definite recommend her to others." Kent, Gulf Breeze, FL

"Thanks for the fantastic service." David, Deland, FL

"We thank you for your patience to keep pursuing a solution to our situation." Rick and Lynda, Navarre, FL

"I appreciated the fact that I could do this all by mail." Andrew, Niceville, FL

"Cinnamon is efficient, accommodating and accurate. Best experience I've had after owning 4 homes!!! Without her expeditious quality refi service, I would be paying 400 more dollars per month." Carmen, Navarre, FL 

"Cinnamon was amazing! She did a great job staying the course on a tricky loan and came out victorious! Thank you- you know you will hear from us on our next project. We really appreciate all your hard work." Anita and Jim, Shalimar, FL

"Cinnamon kelp me well informed with the progress, rates and the basic needs of the borrower. I found her extremely easy to communicate with and knowledgeable about the product." Claudene and Gerry, Coranado, CA

"Really appreciated all your help." Harold and Jennifer, Salem, NH

"Let us take this opportunity to add our special thanks for your assistance to make our purchase possible. You will recall we needed to complete the entire process for purchase in a mere four and one half week timeframe. This included finding creative financing for our situation, an appraisal, insurance, title insurance, pest inspection, and numerous other hurdles to make it all happen. In addition, we reside out of state, which made us more dependent on your services. We appreciated your willingness to coordinate between the real estate broker, the title company and financing under writers to make closing possible. Without your lead role and help, it is doubtful the purchase would have met the closing date in the purchase agreement. We look forward to doing business with you in the future and would be happy to recommend Abaca Mortgage to any prospective customer." Roger and Shirley, Saline, MI

"We wish to thank you for the professional and swift way you handled our refinancing. It was a pleasure and we will not hesitate to recommend Abaca to some one who needs your help." Ted and Laverne, Crestview, FL

"We were working with you on a new second home mortgage in Summerplace. Everything went very well. Thanks."  Mark and Liz, Ft. Walton Beach, FL

"It was quick and fair." Milton and Anabel, Sunrise, FL

"We would do future business with Abaca Mortgage. Thanks a bunch. Cinnamon you are great." JoAnn and Jack, Pensacola, FL

"Cinnamon was very nice and extremely helpful. She kept in touch with us on a regular basis and returned calls promptly. It was a very favorable experience. We will definitely be buying a new home in the next few years and we will call Cinnamon then." Mark, Ft. Walton, FL

"I was amazed at how quickly and easily the process progressed. Abaca certainly facilitated the process." Bob, Smithfield, VA

"Having someone answer the phone was the best. Not having to always leave a voice mail or talk to an automated phone system." Robert and Patricia, Green Cove Springs, FL

"As always you did a great job. I know it wasn't a "cake walk" for you with the 8 of us! Thank you very much!" Al and Marty, Roswell, GA

"Cinnamon was very competent and thorough". David and Beth, Lagrange, GA

"Easy, enjoyable experience." Judith, Navarre, FL

"Cinnamon was always available and eager to help. She made the process run very smooth." Nancy and Carol, San Diego, CA

"Abaca Mortgage was a pleasure to work with and I will recommend to others in the future." Gene and Jennifer, Panama City Beach, FL

"You were amazing!  I rarely get buyers  BUT I will remember you J THANK YOU!!" Cotton Real Estate

 "Just closed on our home today and wanted to share how great it was working with Crystal. Erin and I appreciate the work you did to get us in our new home. Your reputation was proven to be accurate. Thank you!!" Paul Smith Gulf Breeze, FL

Ask for Crystal. She will do anything for you and make everything as painless as possible!" Morgan Peters August 2016

"I like working with Crystal because she is fast, efficient and will work tirelessly to make it happen. "Ivy Castillo, Realtor


 "Crystal, Thank You so much for all your help and guidance through this the past couple of months! You have been so sweet and answered countless questions! Thank You again for helping us buy our dream home" The Culbertsons Gulf Breeze, FL

Thank you Crystal.  As always, your professionalism and sense of urgency in regard to our buyers is duly noted and appreciated by us all. We look forward to another smooth closing with Abaca Mortgage. Chuck Norton, Adams Homes

"Crystal, thank you for going above and beyond for our clients! I was blown away by the level of communication and time and effort you put in to each one. Thank you, Christina Zimmerman, Keller Williams"

"Thank you so very much for holding my hand thru the whole process!! You went above and beyond and I am truly grateful!!
Gina Castle, Ohio